Up to now, the optimal BMS in the international actuarial literature only consider the frequency of the claims in a year and ignore the amount of the claim, which means the punishment for small and large claims are treated equally.

The previous year Adolphson had starred in a play in which Ingrid had been an extra

上一年，阿道夫森在一部戏剧里担任主角，当时英格丽在剧中还只是个临时演员。

A year in the army will lick him into shape.

在部队呆上一年就会把他锻炼成好样的。

Failing this exam means waiting for a year.

这次考式不通过意味着要等上一年。

In previous years, Apple would have simply dropped the price of last year's model to take the' silver" spot on the iPhone podium.

在过去几年里，苹果会调低上一年机型的价格，让新iPhone成为旗舰机型。

Portlet-based portals have become one of the most exciting areas for portal server platforms in the last year.

在上一年，基于portlet的门户已成为门户服务器平台的最令人兴奋的领域之一。

Sales within these co-branded car segments, which make up about two-thirds of total unit sales, accelerated almost a fifth last year. Sales of its own vehicles, such as the Roewe, however, were flat.

去年，占上汽整车总销量约三分之二的这些联合品牌的销量增长了近五分之一，而荣威（Roewe）等上汽自有品牌的销量却与上一年持平。

Sales of wine reached 257 billion yuan, roughly$ 41 billion, in 2012, up 20% from a year earlier, according to research firm Euromonitor International.

据研究机构欧睿信息咨询（Euromonitor International）统计，2012年中国市场的葡萄酒销售额达到了410亿美元（合人民币2570亿元），较上一年增长了20%。

Apple still very much has a hold on the Chinese consumer, but many may well wait another year to see what Apple does for the 10th anniversary of the iPhone, when there may be more of a wow factor.

苹果对中国消费者仍然很有吸引力，但很多人可能会再等上一年，看看苹果在iPhone10周年的时候推出什么，那时可能会有更多让人喝彩的成分。

The previous annual ratio was more than 70 per cent.

上一年，该银行的薪酬支出占比超过70%。

So I would give Sandberg, 42, a year to evaluate how the Facebook IPO plays out.

所以，我认为42岁的桑德博格将花上一年时间好好评估Facebook首次公开募股的情况。

The number of subscribers to Netflix, the DVD delivery service, climbed 26 percent in the fourth quarter from the same time last year. That helped put the company's revenue up 19 percent from the previous year.

DVD递送商Netflix公司去年第四季度的订户数量比上一年同期增长26%，这使得公司的收入比上一年增加了19%。

Mr. Perng did own an iPhone the previous year as part of an effort to better understand Apple products, the bank said in a statement Tuesday.

台湾央行周二发表声明说，彭淮南上一年确曾有一部iPhone手机，但那是为了更好地了解苹果的产品。

Harlequin, the world's biggest publisher of series romance, saw North American sales rise$ 3 million in2008's fourth quarter from a year earlier.

全球最大的言情系列小说出版商Harlequin称，去年第四季度其在北美市场的销售额比上一年同期增加了300万美元。

Will the bad weather of last winter repeat itself this year?

去年冬天的坏气候今年还会出现 吗 ?

We went to the country for a vacation last year winter.

去年冬天我们去乡下度假.

Last winter the snow lay thick on the ground.

去年冬天,地上积雪很厚.

I took a trip to Kunming last year winter.

我去年冬天到昆明旅行.

John got engaged to her when travelling last winter.

去年冬天旅行时,约翰与她订了婚.

Probably the biggest is the snow storms we had this winter.

最大的原因可能是去年冬天的暴风雪.

I began jogging last winter.

我去年冬天开始跑步.