Compared to the traditional financing idea, there is a great difference in the risk analysis and management when knowledge and talents will be regarded as the target of investment and financing.

Private enterprises have to completely renew the financial management conception, adopt the modernized financial management conception and expand the financial management content in order to effectively carry on financial business, improve management and strengthen enterprises' core competitiveness.

民营企业只有全面更新理财观念，树立现代化的财务管理观念，拓展财务管理内容，才能顺利有效地开展财务活动，提高财务管理水平，不断增强企业的核心竞争力。

Converting The Finance Management Notion of Colleges Enhancing The Finance Management of Colleges

转变高校理财观念加强高校财务管理

As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.

结果，我们的孩子长大了，双手干净，礼数周全，但是理财观念却是半点没有。

On one hand, the growing residents' wealth and the reform of the social security system will certainly result in the increase of their personal finance awareness and demands.

一方面，居民财富的日益增长必然会引起居民理财观念的增强，同时社会保障体系的改革也加大了居民对理财的需求。

So, it is urgent to strengthen frugality and set up the consciousness of manage finances in students.

增强大学生节俭意识，树立大学生理财观念已是当务之急。

At knowledge economy age, with the rapid development of modern knowledge economy, people in the financial field must change their ideological conception in managing money, managing goal, capital structure, risk management in order to meet the demands of modern society and economy.

知识经济时代，现代企业财务管理必须适应知识经济发展的要求，从理财观念、管理目标、资本结构的认识、风险管理方法以及分配方式等方面进行根本的转变，以保证企业财务目标的实现。

Du Fu, having witnessed economic faults in Tang Dynasty proposed many ideas of collecting, utilizing, and managing money.

杜甫目睹大唐王朝在经济上的种种弊端之后，提出了不少生财、用财、理财观念。

It will help children look after themselves, grasp practical techniques, develop appropriate financial awareness and maintain effective study and personal health regimes, all of which are essential pre-conditions for life development.

帮助孩子拥有良好自我服务的意识、掌握所需的实践技能、树立正确的理财观念、习得有效的学习习惯、养成良好的卫生习惯，是学生获得良好人生发展的重要前提。

Renewing Business Finance Idea and Strengthening Cash Flow Management

更新企业理财观念强化现金流量管理

Analysis of the enterprise's concept of managing money in New Century

新时期企业理财观念探析

With popularization of private banking business and deepening of customer investment and financing concept, market scale of private banks will experience explosive growth. Second, the author analyzes importance significance of financing products on development of private banking business of Chinese commercial banks.

随着私人银行业务的推广以及客户投资理财观念深入，私人银行市场规模将会出现爆发式增长。接着，作者分析了理财产品对我国商业银行私人银行业务发展的重要意义。

The United States, as represented by western financial management corporate formed as a whole, and the dynamic development of financial management. Western enterprise financial management is mainly export-oriented.

而以美国为代表的西方企业财务管理形成了整体、动态和发展的理财观念。

What most urgent in strengthening enterprise's scientific management and deepening enterprise reform is discarding the old thought and consciousness, establishing the new financing idea.

破除旧思想、旧意识，树立新的理财观念是强化企业科学管理，深化企业改革的当务之急。

At the knowledge economy age, unless perfected and consolidated finance concept, we should establish the concept of the intellectual capital, information, net finance management, globalization, and so on.

在知识经济时代，除了要进一步完善和强化与市场经济相适应的理财观念外，还应树立知识资本观念、信息观念、网络财务管理观念、全球化观念、人本化观念等新型的理财观念。

People have more choices when they allocate their assets structure. However, the proportion of insurance in asset allocation is very small due to the constraints of financial policy and the impact of financial management concepts.

但是，由于受到金融分业经营政策的制约、理财观念等的影响，在居民的资产配置中保险所占的比重虽然有所提高但仍然是非常小的，到目前为止约4%。

See from the domestic and international research, the reason of disintermediation are restricts, IT, company's diversification of lend and residents' idea of finance.

从国内外的研究情况来看，对金融业的管制、信息技术的发展、企业投融资渠道的多样化、居民收入的增加和理财观念的变化是引起金融脱媒的主要原因。

The Western managing finances idea multiplies in the different soil, they have the basic similarity, also has the remarkable difference.

中西方理财观念滋生于不同的土壤，它们存在着基本的相似之处，也有着显著的不同。

Establish Brand-new Financing Concept and Actively Face the Challenge of the Entry to the WTO

树立全新理财观念，积极应对入世挑战

Because they have good financial management.

因为他们有良好的理财观念。

This paper introduces the influences of the knowledge-based economy on the environment, contents, targets, and conception of the financial management, and points out that must establish the knowledgeable financing conception, risk financing conception and information financing conception in the times of the knowledge-based economy.

介绍了知识经济对财务管理环境、财务管理内容及对象、财务管理观念的影响，指出在知识经济时代，要树立知识化理财观念、风险理财观念、信息理财观念。