Changes in the economic cycle will affect the credit risk of commercial banks: in the prosperous period, it will decrease the loan delinquencies and defaults and loss rate as well as increase the credit rating of borrower, and vice verse.

  • 经济周期变动会影响商业银行信贷风险,在经济繁荣时期使得贷款违约率、违约损失率的下降以及借款人信用评级的上升,而在经济萧条时期却恰恰相反。

  • 互联网摘选 2025-01-19 22:08:08

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