We should adhere to two principles: CCP in charge of finance and controlling incremental bad loan.

Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.

因此，以IRB思想为指引研究商业银行的信用风险度量问题，对于控制中资商业银行不良贷款的增长，提升其核心竞争力具有现实的意义。

Discussions of Valuation for Bad Loan

不良贷款定价的探讨

Research on Bad Loan of Commercial Bank

商业银行不良贷款问题研究

For the credit card, the main income is interest and the main loss is bad loan.

信用卡是一种支付工具的同时更是信贷工具，利息收入是信用卡的主要盈利来源，坏账损失是信用卡的主要支出来源。

To our commercial bank, current states of marketing risk are high rate of bad loan, low amplification rate of capital and low profit ratio.

其次，本文以我国商业银行市场风险的现实表现为切入点，分析指出其市场风险的相关表现，即不良贷款率高，资本金充足率不高，盈利能力低等。

On State-owned Bank's Bad Loan's Prevention and Relief

论对国有银行不良贷款的防范与法律救济

However, private business has very unsatisfied status in the process of dealing the bad loan compared to its economic status.

然而，民营经济在不良资产处置中的地位却与其经济地位不相符合。

Law go ahead, cure the bad loan depending on law is the common experience.

立法先行，依法救治是各国成功处置不良贷款的共同启示。

Reflections on the management of the bad loan in the rural credit co-operative society

对农村信用社不良贷款管理的新思考

Based on the analysis above, the thesis firstly introduces the basic status of China's bad loan, such as the definition, causes, impact on China's economy.

基于以上的分析，本文首先对不良资产的基本情况进行了阐述，具体包括不良资产的定义、产生原因、对我国经济的影响等一系列问题；

Approaches for Bad Loan Valuation

不良贷款的评估思路与方法

That means every bad loan goes bad 47 times over.

这就是说每笔坏帐会坏上47倍。

At the present, as controlling to bad loan rate was taken into account, commercial banks had tightened the credit.

目前，商业银行出于对控制不良贷款率的考虑，施行了信贷紧缩。

The rate of bad loan up to 25%, it hit the banking system in china.

不良贷款率超过了25%，已经严重影响银行的正常经营。

This thesis believe that the key to get rid of bad loan problem is the innovation of system and the continuing improvement of the above four aspects.

论文认为，最终解决不良贷款问题需要制度创新，并且有赖于这四个方面的不断完善。

Risk profile and financial strength of Chinese four state-owned commercial banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way.

对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。

In a "put-back," investors try to force a bank to take back a bad loan.

在资产回售中，投资者试图强迫银行收回不良贷款。

The good management creates what new surrounding of the power is enormous.

良好的管理创新氛围的力量是巨大的。

This manager achieved a good management.

经理管理得很好。

Good management is all about motivating your staff.

出色的管理就是激发员工的积极性。