Flood insurance possesses the characteristics of public goods, such as undividable utility and big scale of operation; whereas in other aspects it is of the features of private goods including competition of consumption and exclusiveness in benefits.

  • 洪灾保险在某些方面具有公共物品的特征,如效用上不可分割性、经营上的规模性。但洪灾保险在某些方面又具有私人物品的特性,如消费上的竞争性和收益上的排他性。

  • 互联网摘选 2025-01-20 11:34:19

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