In this paper the author selected the statistical projects that most academic papers using, namely cash, savings, bond, stock, insurance reserve. These items form the residents' financial asset.

That sounds very nice. But what if I have to cash in the Savings Bond before maturity?

听起来真不错，但是如果我不得不提前兑现储蓄债券怎么办？

And, um, I'm going to cash in my savings bond, too.

还有，呃，我也要去银行取现。

Cancer likes to save their money, so you might give him a United States Savings Bond.

巨蟹座喜欢节省他们的钱，因此你可能给他美国储蓄庞德。

Berklin: What do you mean about the Savings Bond plan?

伯克兰：您所说的储蓄债券章程是什么意思？

Our Savings Bond program offers our highest rate of interest for long-term savers.

我们的储蓄债券章程对长期存款储户提供最高利率。

The US has a current account deficit because the US national savings rate is very low.

美国之所以出现经常项目赤字，是因为美国的国民储蓄率非常低。

Some of my older readers may remember national savings drives.

一些年纪较大的读者可能还记得国民储蓄运动。

More important has been the effect of changes in national savings and investment.

更重要的是国民储蓄与投资变化的影响。

The Influence of China's Tax System on National Savings Tendency

浅析我国税收制度对国民储蓄倾向的影响

National Savings gross sales in June totalled £ 709 million.

6月份国民储蓄机构的总销售额为7.09亿英镑。

It says here," Place your National Savings Certificates,

这里说，“把你的国库券，

Banks also offer" savings certificates", which earns higher rates of interest than regular savings account but which must remain on deposit for a designate period of time.

银行也提供储蓄券，利息比一般储蓄要高，但存款必须到一定的期限才能取款。

China has also become the world's largest net savings provider, exporting$ 400bn(€ 275bn, £ 245bn) in capital to the US and Europe each year.

中国还成为了全球最大的净储蓄提供国，每年向美国和欧洲输出4000亿美元的资本。

This paper presents a technical-economic model for optimizing the thermal insulation thickness of various components in an air-conditioned building to maximize the net savings.

为降低建筑费用，提出一种计算空调建筑不同围护组件经济绝热厚度的技术经济模型。

The net savings to taxpayers after debt service is subtracted are projected to be more than$ 200,000 a year.

预计它在扣除债务服务费用之后每年将为纳税人净节约20多万美元。

There's strong logic that says the changes above would result in a net savings to government.

有强有力的逻辑表明，实现上述改变会为政府带来净节支。

America's total net savings are much less than China's.

美国的净储蓄总量比中国的少很多。

And a number of oil-producing countries are trimming their gasoline subsidies and raising taxes, so the net savings for global consumers is not as big as the oil price plunge might suggest.

而许多石油生产国正在减少汽油补贴并增加税收，因此给全球消费者的获益就并不像油价下跌所预示的那样多了。

But they have borrowed more too: so much more that their savings ratio is much lower than the Germans'.

但是他们借得更多：以至于他们的储蓄率比德国人的低很多。

China has a ridiculously high savings ratio so its residents are well equipped to deal with a moderate bubble.

中国的高利率存款真是可笑，这样以来人们就可以很好地适应中度泡沫了。